Guides
Plain-language funding guides.
- Factor rate vs. APR: how to read a merchant cash advance offer
A factor rate is a multiplier, not an annual rate. How to turn an advance offer into total cost, daily payment and repayment time so you can compare it with a loan. - What a business funding review looks at in your bank statements
Deposits, daily balances, overdraft activity and existing debits: what reviewers commonly check in business bank statements and how to tidy up your picture first.